In the vast majority of cases, people who have tax debt will start to pay attention to the series of letters the IRS sends them as they become increasingly more threatening. So, being proactive and addressing the problem head-on is always the best approach. But what…

I’m going to stick with last week’s theme on being financially independent because I got some nice feedback. Before I get there, a quick word about the IRS for our friends in Southern California… Per Kiplinger, as of June 25, the IRS had a backlog of…

How we are raised around financial matters can impact us for a lifetime. When a close friend or family member loses their home, or their job (or both), it can be frightening on several levels. You begin to wonder if the same could happen to you. And, as you’re…

Last week marked the one year anniversary of the CARES Act (stimulus round 1). This was such a monstrous piece of legislation, it’s still being unraveled. It made “Obamacare” (ACA) and the “Trump Tax Cuts” (TCJA) seem like junior league tweaks….

The stock market has caused some alarm as of late. Will investors wake up panicked or encouraged tomorrow? It’s hard to say. But one thing is clear: basing your peace of mind on market signals is no way to live. That said, I’d love to see my Southern…

You’ve probably got a story to tell. The one about how you got to where you are today. It probably involves lots of hard work and sacrifice. And money. Last I checked, people weren’t giving away their Southern Californiahomes and cars. And I bet that you put locks on…

Hello, my friend. The world has shifted under our feet. With the barrage of media, medical, and economic news flying at us, I want to stay in my lane today. You don’t need more medical advice, you don’t need tips on working from home (at least today…

The dog days of summer are here, and things are definitely heating up. 🙂 In particular, our phone lines. Now that the dust has settled since the main personal deadline, IRS notices have been trickling out, and we’ve had an uptick in people who need assistance…

Flipping through mail shouldn’t deliver anxiety — only coupons and Amazon packages. But when you come across an envelope from the IRS, a little panic is perfectly understandable. No matter the contents of that envelope, know you have a right, as a citizen…

Recently, I saw some data on the US Census Bureau website that was both encouraging and troubling at the same time. I would imagine Southern California business owners who might face tax problems would be interested in seeing this: (Here is the page from which this is…